The government is being told it must impose real and specific solutions or the number of family homes being repossessed will rise dramatically. 

It comes as the Central Bank confirms that the number of people in mortgage arrears dropped again in the second three months of the year. 

The number of homeloans more than 90 days in arrears fell 3% between March and June. This is the fourth quarterly fall in a row.

However the figures today also show a 5% jump in repossession proceedings undertaken by banks around the country.

But the number of mortgages in long term arrears is growing.

Accounts in arrears over 720 days increased by 1,752 - or 5% - during the second quarter and now account for 4.9% of total housing mortgage accounts.

The total outstanding balance on mortgages in arrears over 720 days was just under €8bn at end the end of June, equivalent to 7.5% of the total outstanding balance on mortgage loans.

Some 101,973 mortgage accounts were classified as 'restructured' at the end of June, reflecting a quarter-on-quarter increase of 10.3%.

Of these restructured accounts, 81.2% were deemed to be meeting the terms of their arrangement.

The largest increases in restructures were recorded in the categories of split mortgages and arrears capitalisations.

But CEO of Irish Mortgage Holders Organisation, David Hall, told Newstalk Lunchtime more and more people will have their homes repossessed unless the government takes concrete action. 

While Newstalk's business editor Ian Guider says long-term arrears is causing real concern.