The number of people aged over 85 is projected to double in the next 15 years and many of them will require extra care and attention.

But where is the best place to spend your older years? A nursing home, living with the kids or alone with the support of community care? And who's going to pay for it all?

Sarah discussed this with her panel today. She was joined by:

• Dr Niamh Hourigan, senior lecturer in sociology at University College Cork,
• Jill Kerby, personal finance columnist for the Sunday Times,
• Dermot Kirwan, spokesperson for Friends of the Elderly.

You can listen back to the discussion below. You can also let us know your thoughts on Twitter: @talkingpointnt.