The level of disposable income that people have at the end of the month is beginning to show signs of stabilisation for the first time in two years.

The latest 'What's Left' survey by the Irish League of Credit Unions - which monitors people's monthly incomes and outgoings - has found that those with 50 euro or less left at the end of the month, after bills are paid, is down by over 300-thousand while those with 100 euro or less has dropped from 2.1 to 1.7 million since December 2012.

While the figures represent a positive change from previous trackers, almost 8 in 10 people still have to sacrifice food in order to pay bills, while nearly 4 in 10 can't afford to pay bills at all.

Main findings of survey:

• Those with €50 or less at the end of the month has dropped by over 300,000 since December 2012.
• People with NO money left after essential bills are paid dropped by over 150,000 since December 2012.
• 1.7 million have just €100 or less disposable income left per month, once essential bills have been paid.
• Average monthly income for household is €2,710.

• Almost 4 in 10 (37%) are unable to pay all of their bills on time.
• 8 in 10 (81%) have had to sacrifice other items like food, clothes and health insurance to pay bills. 
• Almost 4 in 10 (39%) say they are now in a position to save.
• The average amount being saved is €170, down from €180 in December.
• One fifth (19%) of homeowners said they were unlikley to pay the property tax by deadline. 
• Of those who won't pay in full by deadline, 41% said they can't afford it.