From today, the PRSI free allowance for workers earning more than €18,000 a year is no more.
It's just one of a number of tough budget measures which take effect from today.
Monthly child benefit payments are also now €10 less - at €130 for the first and second child, and €18 less for the third.
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Each prescription charge for Medical Card holders is now treble the price, jumping from 50 cent to €1.50 - while motor and vehicle registration taxes also rise today.