Householders who don't pay their bills online are losing up to €400 per year.

New research in today's Irish Independent says some companies charge up to €40 a year to send out monthly paper bills.

The study says TV, broadband and utility firms offer discounts of up to 12 per cent, or around €60 per year, to those who pay online.

Simon Moynihan of comparison site Bonkers.ie told the paper: "There is definitely a postal premium being paid by householders that stay offline, and each year it becomes more expensive to manage your affairs with a pen and paper."

He totalled up the possible savings to around €330 a year.

"It's car insurance season, and if you don't look at renewing online you're losing out. Insurance companies are now offering online discounts and cash incentives that could easily save you 10pc on your premium. That's about €60 for a regular family car."

Charlie Weston spoke to Newstalk Breakfast this morning about how the savings could be made: