We all hate the constant stream of fake texts and fraudulent emails - purporting to be from An Post, eFlow, or a bank. For small companies, the threat can sometimes be worse because they get subjected to ransomware on top of that where fraudsters threaten to cripple the firm’s business if they don't pay a ransom.

Neil McDonnell the chief executive of the Irish small and medium-sized enterprises group ISME spoke to Joe this morning.