This time yesterday we were speaking about Bank Of Ireland apologising for a blunder that has impacted 35,000 new customers who had their mortgages with the now departed KBC bank.
The issue has highlighted the importance of the central credit register and how it affects whether or not you can get a loan if there are any gaps in that Registry.
To discuss this further Joe was joined on the show by Charlie Weston Personal Finance Editor at the Irish Independent.
