Bank charges never fail to frustrate customers, and it seems as though member of the public are paying through the nose for their current accounts.

On top of that, the Central Bank have revealed that there is a general apathy towards the charges, and a lack of willingness to search for the best deal.

The Hard Shoulder's consumer guru, and host of the 'Home Show', Sinead Ryan, gives you all the advice you need on navigating the jungle of current accounts.